Enter Your Salary
$
How Cambridge, Massachusetts Income Tax & Salary Deductions Work
Cambridge, home to both Harvard University and MIT, is one of the most intellectually concentrated cities on Earth. Its Kendall Square neighborhood is called 'the most innovative square mile on the planet,' making it a magnet for biotech and tech professionals.
Did you know? Kendall Square in Cambridge houses more biotech companies per square foot than anywhere else in the world. Google, Microsoft, and hundreds of pharmaceutical companies have major offices here.
The median household income in Cambridge is approximately $108,000, with dominant employment in biotechnology, pharmaceuticals, technology, academic research, and venture capital.
Understanding Your Cambridge, Massachusetts Paycheck Deductions
When you receive your paycheck in Cambridge, Massachusetts, several deductions are automatically taken out. These include federal income tax, state income tax, local taxes, Social Security, and Medicare. Our calculator breaks down each of these components so you can see exactly where your money goes.
Cambridge, Massachusetts Federal & State Tax Rates 2026
The tax rates in Cambridge, Massachusetts are determined by multiple factors including your income level, filing status, and location. Federal taxes apply to all US residents, while state and local taxes vary significantly by location. Use our calculator above to see your personalized tax breakdown.
Where Your Money Goes in Cambridge, Massachusetts
75.7%
11.7%
6.2%
1.5%
5.0%
Net Pay
$56,752
Federal Tax
$8,761
Social Security
$4,650
Medicare
$1,088
State Tax
$3,750
| Tax Type | Rate | Amount |
|---|---|---|
| Federal Tax | 11.68% | $8,761 |
| Social Security | 6.20% | $4,650 |
| Medicare | 1.45% | $1,088 |
| State Tax | 5.00% | $3,750 |
| Total Tax | 24.33% | $18,248 |
Salary Calculators Near Cambridge, Massachusetts
Compare tax rates and take-home pay in nearby locations
5 miles
Boston
Calculate
Frequently Asked Questions
On a salary of $75,000 in Cambridge, Massachusetts, you would pay approximately $18,248 in total taxes, which represents an effective tax rate of 24.33%. This includes all applicable federal, state, and local taxes, as well as social insurance contributions.
Tax Tips for Cambridge
Expert strategies to maximize your take-home pay
Tax Strategy
Boston Tax Tips: Education Credits and Biotech Benefits
Massachusetts offers unique tax advantages for education and research professionals. Maximize your deductions in America's college town.
Dr. Robert Keane·7 min read
Retirement Planning
Boston Retirement Planning: Navigating Massachusetts Tax on Retirement Income
Massachusetts taxes most retirement income at 5%, plus the 4% millionaire surtax. Boston retirees need smart strategies to protect their nest egg.
Dr. Robert Keane·8 min read